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Suraksha insurance scheme expanded to boost student health protection

Suraksha insurance scheme expanded to boost student health protection

23 Dec 2025 | BY Staff Writer

The Cabinet of Ministers has approved amendments to the Suraksha Student Insurance Programme for the 2025/2026 period, aimed at strengthening support for students facing health-related disruptions to their education.


The programme, implemented by the Ministry of Education, Higher Education and Vocational Education in partnership with Sri Lanka Insurance Corporation General Limited, provides health, accident, and life insurance coverage to nearly 4 million students in government schools, government-approved private schools, Pirivenas, and assisted special schools.


Approval was granted for a proposal submitted by the Prime Minister in her capacity as Minister of Education, Higher Education and Vocational Education, incorporating several key improvements.


These include extending the programme until 31 August 2026, increasing the annual income threshold for parent death benefits from Rs. 180,000 to Rs. 240,000, and introducing enhanced medical benefits.


Under the revised scheme, benefits of up to Rs. 75,000 will be provided for scoliosis braces and cochlear equipment, while students requiring long-term medication for critical illnesses and seven other identified ailments will receive benefits of up to Rs. 20,000.


Five additional conditions—Pneumothorax, Encephalitis, Thalassemia, Hereditary Spherocytosis, and Sickle Cell Anemia—have also been added to the critical illness category.


From 1 September 2025, students will be able to submit insurance claim applications at any regional office of Sri Lanka Insurance General Limited. Relevant circular instructions will be issued to implement these changes.


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